Did you know that fire insurance doesn't cover a home that is completely destroyed by a fire caused by an earthquake?

Hello! The green insurance Shops "Hoken no Tobira" on the third floor is.
This time, we will talk about fires caused by earthquakes and other disasters.

●Damage caused by fires caused by earthquakes, volcanic eruptions, or tsunamis is not covered by fire insurance.
Damage caused by fires caused by earthquakes is not covered by fire insurance and must be covered by earthquake insurance.
In the event of an earthquake, buildings may collapse, making roads impassable.
In such a situation, fire engines may not be able to reach the fire scene, causing the fire to spread and resulting in major damage.
When an earthquake occurs, there is a possibility that a fire will develop over a wide area that cannot be predicted in a normal fire.
Fire insurance excludes liability (not covered by insurance payments).

Earthquake insurance is necessary even for homes with high earthquake resistance.
In recent years, the number of earthquake-resistant houses has increased, so there may be less concern about houses collapsing in an earthquake.
However, even in homes with high earthquake resistance, earthquake insurance is still necessary to prepare for the risk of fires caused by earthquakes (fires breaking out in your own home or fires spreading from a neighboring house).
In particular, in areas where wooden houses are densely packed, even if your home has excellent earthquake resistance, neighboring houses may collapse,
If a fire breaks out, there is a good chance that your home will be damaged.

Earthquake insurance cannot be purchased alone.
Earthquake insurance must be purchased together with fire insurance.
The insurance amount is the amount of the fire insurance you purchase as a set.
It should be set within the range of 30 to 50%.
 

Now that earthquakes are occurring more frequently, early preparations will help you feel safe.
Based on the above, please check the coverage of your fire insurance again.
If you don't have earthquake insurance, we recommend that you take this opportunity to consider it.

Please take this opportunity to come and visit us.