About education insurance

Hello! The green insurance Shops "Hoken no Tobira" on the third floor is.
This time we'll be talking about education insurance.

Education insurance is a type of endowment insurance that combines the functions of both "savings" and "protection" in case of an emergency.
Basic insurance is not a preparation for "what if something happens to the child," but rather a protection in case something happens to the "parents" who are the source of income for education expenses.
 
You can decide when you will receive your education funds (setting the insurance period)
・The insurance period for education insurance can be set to match the child's events, such as high school graduation, preparation for adulthood, preparation for entering graduate school, etc. (expires at age x, x year)
・Since the biggest expense occurs when entering university, many people set the insurance period to expire at age 18 (17 for those born early in the year) or in a certain year to coincide with the time of entering university.
-Some programs allow you to receive tuition funds as a congratulatory gift multiple times, such as at age 12 (entering junior high school), age 15 (entering high school), and age 18 (entering university).

Secures education funds even in the unlikely event that something happens to the contract holder (parent)
The difference between education insurance and savings is whether or not it provides coverage
In the case of education insurance, if the policyholder (parent) dies or becomes severely disabled during the premium payment period, the policyholder will be exempt from paying future premiums and will be able to receive the education funds at maturity.
Without this insurance feature, if something were to happen to a parent, it would be difficult to pay (save) insurance premiums, and parents would not be able to prepare enough education funds.


If you are even slightly interested, please come to our store for a free consultation.
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