What are the hospitalization costs that are not covered by public health insurance?

Hello
This is the FLP LaLaport YOKOHAMA branch of the insurance consultation salon.

When choosing medical insurance, it is important to know the costs that are not covered by public medical insurance.
We will introduce some common expenses that are not covered by public health insurance.

● Self-payment for advanced medical care
Advanced medical care refers to treatment using advanced medical technology as defined by the Minister of Health, Labour and Welfare.
Advanced medical technology fees are not covered by public health insurance, so you will be responsible for the full cost yourself.

●Additional bed charges
Shared rooms are covered by public health insurance, so there is no out-of-pocket expense.
However, if you are hospitalized in a room other than a shared room, such as a private room or a double room, you will be responsible for the full additional bed charges.

If you don't use a room that requires an additional bed charge, you won't have to pay for it.
When it comes to being hospitalized, people seem to feel that they want to concentrate on their treatment in the best possible environment.

Expenses for meals during hospitalization
During your hospitalization, you will need to pay not only the difference in bed charges but also the following expenses:
Meal cost: about a few hundred yen per meal
Necessary items during hospital stay: Pajamas, TV card, magazines, etc.

●Other expenses
The following additional costs may apply:
Transportation costs for visiting family members
Dining out expenses if the person in charge of household chores is hospitalized
Extended childcare costs for families with small children when a parent is hospitalized, etc.

As such, it is important to be aware that there are expenses that are not covered by public health insurance.
It is important to prepare for emergencies by saving money and taking out private medical insurance.

We also handle various types of medical insurance, so please feel free to contact us for more information.



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