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Insurance Consultation Salon FLP

What is stroke? What insurance can I use to prepare for it?

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Hello
This is insurance consultation salon FLP LaLaport YOKOHAMA.

You often hear the term "stroke." Do you know what kind of disease it is?
"Stroke" is not an official medical term, but a general term for cerebral infarction, cerebral hemorrhage, and subarachnoid hemorrhage.
Cerebral infarction: A blood vessel in the brain becomes blocked, causing the brain tissue to die.
Cerebral hemorrhage: Bleeding due to rupture of blood vessels in the brain
Subarachnoid hemorrhage: An aneurysm in a blood vessel on the surface of the brain ruptures.
By the way, "cerebrovascular disease" is a general term for "various diseases that occur in the blood vessels of the brain," including stroke.

■What causes stroke?
Atherosclerosis, in which blood vessels age and lose flexibility, occurs when cholesterol accumulates on the inner surface of blood vessels.
As the condition progresses, it can cause blood clots and block blood vessels.
If this arteriosclerosis occurs in the brain, it can cause a stroke!
 
■What causes arteriosclerosis?
Aging, high blood pressure, diabetes, poor diet, lack of exercise, drinking and smoking, metabolic syndrome, etc.
These are said to accelerate the progression of arteriosclerosis.
First, let's review your lifestyle habits!

■ Preparing for the economic risks of stroke
We will introduce you to insurance that will prepare you for this disease.

①Medical insurance
This is insurance that provides benefits in the event of hospitalization or surgery due to illness or injury.
To prepare for out-of-pocket expenses that cannot be covered by public medical insurance.

② Insurance for the three major diseases (specific diseases)
This type of insurance, also known as living benefit insurance, allows you to receive benefits in the following cases:
・When a specific condition occurs, such as "cancer," "acute myocardial infarction," or "stroke."
In case of death
If you become severely disabled
*You can only receive insurance benefits once for each reason.

③Incapacity/income protection insurance
If you are unable to work due to illness or injury, you will be paid a monthly benefit like a salary.
*The criteria for "unable to work" vary depending on the insurance company.

■If you're unsure which insurance to get...
The insurance you need will vary depending on LIFE plan and family composition.
If you are worried about insurance to prepare for serious illnesses such as stroke or cancer, please contact us!


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