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  • 09/28 更新
Door to Insurance

Prepare for typhoon damage!

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The summer heat is easing and the season when we start to worry about typhoons is upon us.

"Will my fire insurance cover typhoon damage?"
Are you worried about how much it will cost to repair if damage occurs?

Fire insurance can also cover roof damage, leaks, and fence damage caused by typhoons!

*General cases covered by insurance for wind and flood damage
◆ Compensation for wind damage
The roof and roof tiles were damaged by the typhoon.
The strong winds caused objects to fly and shattered the exterior walls and windows.
The carport and fence were destroyed by the typhoon.
The roof was damaged by the typhoon, and rain got in and the room got wet.

◆ Flood damage compensation
Heavy rain from the typhoon caused the river to overflow, flooding the house up to the floor level.
Heavy rain from the typhoon caused a landslide, damaging buildings.


For example, if a tree on your neighbor's property breaks in a typhoon and causes damage to your home,
What would happen if the roof of a neighboring house collapsed, causing tiles to fly off and damage to your own home?
Can I get my neighbor to pay for it?

Under the Civil Code, the owner is generally not liable for anything that is free of defects.
Unless the risk of a tree falling is being ignored or tiles are already damaged and left unattended, this is an act of God, such as a natural disaster.
This means that you will not be liable for compensation, meaning that your neighbor will not pay you any compensation.

This is where your own fire insurance comes in handy.
Please check what your fire insurance and insurance company cover for typhoon damage.
Would you like to check it out now?

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