What are the benefits of individual pension insurance?

What is individual pension insurance?
This is insurance designed to provide funds for retirement.
It is common to join in order to cover any shortfalls in the public pension system.

Pension funds are accumulated during the premium payment period, and pension payments begin when the pension payment period begins.

Three benefits of individual pension insurance
(1) Secure savings
Insurance premiums are paid monthly by automatic withdrawal or credit card.
You can make sure you make savings.

(2) Higher interest rates than regular bank deposits
It is invested at a higher interest rate than ordinary savings accounts,
It is expected that pension funds will be effectively increased.

(3) There are tax benefits
Individual pension insurance premiums are subject to deduction, and a certain amount can be deducted from income.

While these advantages exist,
There are also disadvantages such as the risk of mid-term cancellation and, in the case of fixed-rate individual pension insurance, vulnerability to inflation.


We also handle individual pension insurance from various companies.
If you would like to hear more about this or are considering taking advantage of the personal pension insurance premium deduction,
Please feel free to contact us for any inquiries.

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